How Credlinko Works
Getting a loan has never been easier. Follow our simple 4-step process to compare offers from 50+ lenders and get the best deal in minutes.
Fill Your Details
Start by entering your basic information - name, mobile number, and loan requirement. Our secure form takes just 2 minutes to complete.
- Enter name and contact details
- Specify loan amount needed
- Verify with OTP
- Provide employment information
Get Instant Matches
Our AI-powered algorithm analyzes your profile and instantly matches you with the most suitable lenders from our network of 50+ RBI-registered partners.
- AI-powered lender matching
- Real-time eligibility check
- Multiple offers in seconds
- No impact on credit score
Compare Offers
View and compare loan offers side by side. Check interest rates, EMI, tenure options, and processing fees to find the best deal for you.
- Compare interest rates
- Check EMI options
- Review processing fees
- Read terms clearly
Get Approved
Select your preferred offer and complete the quick verification process. Get instant approval and receive funds directly in your bank account.
- Quick document verification
- Instant approval decision
- Digital agreement signing
- Same-day disbursement
Why Use Credlinko?
Benefits of using our loan comparison platform
2-Minute Application
Our streamlined process means you can complete your application in just 2 minutes.
Secure & Private
Bank-grade 256-bit encryption ensures your data is always protected.
Instant Decision
Get real-time eligibility results and loan offers within seconds.
No Credit Impact
Our soft inquiry check doesn't affect your credit score.
Ready to Get Started?
Apply now and get matched with the best loan offers in minutes
Frequently Asked Questions
Find answers to common questions about Credlinko and our loan services
Credlinko is India's leading loan aggregation platform that helps you compare and apply for loans from 50+ RBI-registered lenders. We help you find the best interest rates and terms for personal loans, business loans, and credit cards.
Ready to Get Your Dream Loan?
Join over 10 lakh happy customers who found their perfect loan with Credlinko. Apply now and get instant approval.
✓ 100% Free • ✓ No Impact on Credit Score • ✓ Instant Decision